CFO-level decisions without a full-time CFO.
Forecasting, cash-flow planning, reporting and strategic decision support for owner-led businesses that have outgrown basic accounting.
Tell us what you’re working on and we’ll determine whether BigApple is the right fit.
Visibility you can act on.
Clear numbers every month, a forecast you trust, and a partner for the decisions that shape the business.
- Monthly financial reporting and KPIs
- 13-week and annual cash-flow forecasts
- Budgeting and variance review
- Pricing, hiring and capacity decisions
- Financing and banking support
- Acquisition and sale analysis
- Tax strategy coordinated with the forecast
A defined process, every year.
- 01
Discover
Assess your books, reporting and the decisions ahead.
- 02
Project
Build the forecast, KPIs and reporting calendar.
- 03
Implement
Meet monthly to review results and decide next moves.
- 04
Review
Re-forecast quarterly and plan taxes against it.
Fractional CFO work is the C in our C.A.T. Framework: understanding how money moves before deciding what to do with it. See the C.A.T. Framework →
Built for owner-led companies.
BigApple is best suited for business owners and professionals whose financial lives have become complex enough to require proactive planning.
Fractional CFO questions
What does a fractional CFO do?
Forecasting, monthly reporting, KPIs, cash-flow planning, pricing and financing decisions, on a part-time basis.
How is this different from bookkeeping?
Bookkeeping records transactions. CFO work uses those numbers to plan and decide.
Do I need clean books first?
Not necessarily. If your books need work, we can bring them current as part of onboarding.
How often will we meet?
Most clients meet monthly, with additional time around major decisions.
Can you help with buying or selling a business?
Yes. We analyze the deal, model cash flow and coordinate the tax structure with your attorney.
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