Your audience grew fast.Your tax setup needs to catch up.
Brand deals, platform payouts, 1099 income, entities, estimated taxes, retirement accounts and business expenses for creators, influencers and founders.
Tell us what you’re working on and we’ll determine whether BigApple is the right fit.
Creator income outpaces the tax setup behind it.
Planning for income that doesn’t arrive on a schedule.
Every engagement is based on your facts. We do not promise a specific tax outcome.
Applied to a creator business.
Cash Flow → Assets → Tax Planning
CASH FLOW
Platform payouts, brand deals, affiliate income, merch and the months each arrives.
ASSETS
Equipment, intellectual property, your entity, retirement accounts and savings.
TAX PLANNING
Plan entity, deductions, retirement contributions and estimates around income that changes.
You may be a fit for BigApple if…
If content is a hobby with occasional income, a full planning engagement is probably more than you need.
- Your creator or founder income has grown quickly
- You earn from several platforms or brand partners
- You have never paid quarterly estimates, or guess at them
- You are considering an LLC or S-Corp
- You feel like your CPA is documenting the past instead of helping plan the future
- You want to build long-term wealth from your income
How the decisions connect.
CLIENT PROFILE
A creator earns from YouTube AdSense, three brand partnerships and a course, receives gifted products and travel, and has been operating as a sole proprietor.
THE PROBLEM
Income from several sources arrived unevenly, with no estimates and no entity plan.
WHAT WE REVIEWED
- Cash flow
How should irregular payouts be set aside for taxes and slow months? - Estimated taxes
What should each quarterly payment be, given uneven income? - Entity structure
Is it time for an LLC with an S-Corp election? - Brand deals
How are gifted products and paid travel reported? - Expenses
Which equipment, software and home-studio costs are deductible, and how are they documented? - Retirement accounts
Would a solo 401(k) allow larger contributions than a SEP? - Year-end planning
Which purchases and contributions should happen before December 31?
THE STRATEGY
- Monthly bookkeeping across every income source
- Quarterly estimates set from actual income
- Entity and S-Corp timing modeled
- Solo 401(k) contributions planned
THE RESULT
One coordinated plan instead of separate decisions. Any tax effect depends on the client’s actual facts, so we don’t show a savings figure for a hypothetical example.
Hypothetical scenario for illustration only. It does not describe a specific client and does not promise any result.
Creator taxes, explained.
Questions creators ask us
Do I need an LLC?
An LLC is mainly for liability. On its own it doesn’t change your taxes. An S-Corp election may make sense once your profit is high enough to support a salary.
Are gifted products and free trips taxable?
Generally yes, when you receive them in exchange for content or promotion. They are usually income at fair market value.
How much should I set aside for taxes?
Self-employment tax alone is about 15.3% on most net earnings, plus federal and state income tax. We calculate your quarterly payments from current-year income.
What can I deduct?
Ordinary and necessary business costs such as equipment, editing, software and a qualifying home studio. Items with personal use have to be allocated and documented.
What retirement accounts can creators use?
A solo 401(k) or SEP IRA are common options for self-employment income. The best choice depends on your income and whether you have staff.
Do I report income if I didn’t get a 1099?
Yes. All income is taxable whether or not a platform or brand sends you a form.
Your tax return tells us what happened. Your tax plan determines what happens next.
SCHEDULE A CONSULTATIONBest for creators and founders with meaningful, growing income from multiple sources.